Future You Advice

Future You AdviceFuture You AdviceFuture You Advice
Home
About Us
Insurance
Investment
Contact Us
Insights
What Others Think
FAQ
Important Information
  • Disclosure

Future You Advice

Future You AdviceFuture You AdviceFuture You Advice
Home
About Us
Insurance
Investment
Contact Us
Insights
What Others Think
FAQ
Important Information
  • Disclosure
More
  • Home
  • About Us
  • Insurance
  • Investment
  • Contact Us
  • Insights
  • What Others Think
  • FAQ
  • Important Information
    • Disclosure
  • Home
  • About Us
  • Insurance
  • Investment
  • Contact Us
  • Insights
  • What Others Think
  • FAQ
  • Important Information
    • Disclosure

Protecting What Matters Most

If your income stops tomorrow, your life should not have to.

 Most people work hard to build a life for themselves and their families, but many do not have a plan in place if something unexpected happens.


If you become sick, injured, or unable to work, the bills do not stop. Your mortgage, rent, groceries, and everyday expenses still need to be paid.


We provide straightforward, independent insurance advice to help protect your income, your health, your family, and your home - so if life changes suddenly, you are financially supported when you need it most.

CONTACT US

How We Can Help

Health & Medical Cover

Health & Medical Cover

Health & Medical Cover

Gives you faster access to private healthcare, specialists, and treatment options without relying solely on public waiting lists.

Trauma Cover

Health & Medical Cover

Health & Medical Cover

 Pays a lump sum if you are diagnosed with a serious medical condition such as cancer, heart attack, or stroke, allowing you to focus on recovery instead of finances. 

Life Cover

Health & Medical Cover

Income Protection

Provides financial support for your loved ones if you pass away unexpectedly, helping reduce financial pressure during an already difficult time.

Income Protection

Total & Permanent Disability Cover

Income Protection

 Designed to help replace your income if you are unable to work due to an illness or injury, so you can continue covering everyday expenses while focusing on recovery. 

Mortgage Protection

Total & Permanent Disability Cover

Total & Permanent Disability Cover

Helps keep your mortgage repayments covered if your income is affected, giving you peace of mind that your home remains secure during difficult times.

Total & Permanent Disability Cover

Total & Permanent Disability Cover

Total & Permanent Disability Cover

 Provides a lump sum payment if an illness or injury permanently prevents you from working. It is designed to give you financial stability when you need it most, whether that involves modifying your home, covering medical care, or replacing your income for the long term. 

Why Work With Us

Access to Multiple Providers

Access to Multiple Providers

Access to Multiple Providers

We work with a range of leading New Zealand insurers to help find cover that best suits your needs and budget.

Advice Tailored To You

Access to Multiple Providers

Access to Multiple Providers

No two people are the same. Your cover should reflect your lifestyle, responsibilities, goals, and financial situation.

Clear Explanations

Access to Multiple Providers

Support At Claim Time

Insurance can feel overwhelming. We explain everything in simple terms so you understand what you have in place and why.

Support At Claim Time

Real Relationships, Not Call Centres

Support At Claim Time

 Taking out a policy is only part of the process. If you ever need to make a claim, we are here to help guide and support you through it. 

Real Relationships, Not Call Centres

Real Relationships, Not Call Centres

Real Relationships, Not Call Centres

 You are not just another policy number. We take the time to genuinely understand your situation and build long-term relationships with our clients, so you always know who to call when you need support. 

We Stay In Your Corner

Real Relationships, Not Call Centres

Real Relationships, Not Call Centres

 We do not disappear after your policy is set up. We stay available to review your cover as life changes and help make sure your insurance continues to fit your situation over time. 

Providers We Work With

Ready To Review Your Cover?

Starting from Scratch?

 Whether this is your first time getting insurance or you have been meaning to sort it out for a while, we make sure the process is simple and straightforward.


We will help you put the right protection in place so your income, health, home, and loved ones are properly covered, without overcomplicating things or adding things you do not need.


Just clear advice that fits your life, so you can move forward knowing you are protected if things ever go wrong.

BOOK A CHAT

Already Have Insurance?

 

Life does not stay the same. Your income changes, responsibilities shift, and your goals evolve over time. What made sense when you first took out your cover may not be the right setup for you today.


We can take a proper look at your existing policies to see whether they are still doing their job, or if there are gaps, overlaps, or better-value options available in the market.


The goal is simple: make sure you are not underinsured, overpaying, or carrying cover that no longer matches your life.

BOOK A FREE REVIEW

Ready to begin your journey?

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Get in touch with us

021 488 636

dee@fya.co.nz 

admin@fya.co.nz 

Financial Advice Disclaimer

The information provided on this website is general in nature and does not constitute personalised financial advice. Before making any financial decisions, you should consider your individual circumstances and seek advice from a licensed financial adviser. We do not guarantee the accuracy or completeness of information provided and accept no liability for any loss arising from reliance on this content. 

  • About Us
  • Insurance
  • Investment
  • Contact Us
  • Insights
  • What Others Think
  • FAQ
  • Disclosure

Future You Advice

Copyright © 2026 Future You Advice - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept