Future You Advice is about helping people get clear on where they stand today and what they’re building toward tomorrow.
Life doesn’t stay the same. Circumstances change, priorities shift, and what felt “good enough” at one stage often needs to be reviewed as things move forward. Our focus is on making sure you’re not left guessing or navigating it alone when those changes happen.
We help everyday people make sense of insurance and investments in a way that feels clear, practical, and easy to understand. The goal is to put the right structure in place so your income, your goals, and the life you’re building are properly supported over time.
Our approach is straightforward and no-pressure. We take the time to understand your situation properly before offering advice that actually fits your life - not a one-size-fits-all solution or product-led recommendation.
Whether it’s protecting your income and family through insurance or helping your investments work harder in the background, everything we do is focused on clarity, honesty, and long-term thinking.
At the end of the day, it’s about making sure your “future you” is not left unprepared. We’re here to help you protect what you’ve built and create stronger foundations for what comes next, so you can move forward with more confidence and less uncertainty.
Meet Dee Paranihi
Financial Adviser
Dee is a trusted Financial Adviser with a Bachelor of Commerce and the New Zealand Certificate in Financial Services (Level 5). Known for her genuine, down-to-earth approach, Dee blends expert knowledge with empathy and straight-up honesty - helping everyday New Zealanders protect what matters most.
Her financial career began in London’s high-stakes banking world, where she spent nearly a decade with some of the world’s leading institutions. After returning home to Aotearoa, Dee shifted her focus to the not-for-profit sector while raising her four children. Over the past 16 years, she’s raised millions for charities - a reflection of her deep commitment to making a difference.
Now, Dee brings that same passion and drive to the insurance world. She’s a strong believer in having a Plan B - not just for herself, but for the people she works with. “Insurance helps me sleep at night knowing that if life takes an unexpected turn, my kids will be okay. That’s the peace of mind I want to give others too.”
Clients appreciate Dee’s no-fuss, people-first style. She explains things clearly, avoids jargon, and always puts your needs at the heart of her advice. Whether it’s protecting your family, income, or business, her solutions are always tailored, practical, and never overcomplicated.
Dee builds relationships that last, not just writing policies but showing up when it matters most, including at claim time. Her clients know they can count on her for clarity, consistency, and care.
Outside of work, Dee is active in her community and loves getting outdoors. She’s a proud mum, a straight shooter, and someone who genuinely wants to see people thrive - financially and personally.
Meet Christine
Christine supports the day-to-day operations of Future You Advice, assisting with client communications, bookings, policy updates, and general administrative support to help ensure everything runs smoothly behind the scenes.
She brings a calm, organised, and detail-focused approach to her role, creating a supportive and approachable experience for clients from the very first interaction through to ongoing service and updates.
Passionate about learning and personal growth, Christine values building genuine connections and being part of a team that helps people feel more confident and secure about their financial future.
She takes pride in making sure clients feel supported, informed, and looked after at every step, contributing to a smooth and positive experience throughout their journey. She is committed to delivering consistent, reliable support and ensuring every client interaction feels cared for, seamless, and easy to navigate.